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Ibhange le-OTP Bank liwuhlelo lokusebenza olulula lokufinyelela zonke izinsiza zasebhange. Vula futhi uphathe ama-akhawunti, amakhadi, thola futhi udlulise imali, phatha ukonga. Usebenzisa uhlelo lokusebenza, ungathola imali ebolekiwe, ukhokhe ngayo, wenze ukudluliselwa kwemali ngenombolo, uxhumane nosekelo futhi ulawule ukubuyiselwa kwemali.

⭐️Landa uhlelo lweselula lwebhange ku-Google Play futhi uthole ukufinyelela ekuxazululeni ukude izinkinga zezimali ku-inthanethi. Ungaphatha izimali zakho ubusuku nemini. Konke ukusebenza kokubhanga nge-inthanethi kusesiceloni esikahle se-OTP Bank.

💳Amakhadi
Faka isicelo sekhadi lembuyiselo yamahhala njengamanje! Funda imigomo yokusebenzisa amakhadi edebhithi futhi ufake isicelo sekhadi esicelweni.
- Beka imikhawulo yekhadi ukuze wonge imali futhi ugcine ukuziphatha kahle kwezezimali.
- Thola ukuthi i-ATM eseduze noma ihhovisi lasebhange likuphi.
- Khipha ukheshi ngaphandle kwamakhomishini kuma-ATM e-OTP Bank noma ezinye izikhungo zezimali.
- Lawula ukubuyiswa kwemali kanye nebhalansi yakho, lawula ukubuyiselwa kwemali.
- Thola ulwazi mayelana nemininingwane yama-akhawunti akho namakhadi.
- Gcwalisa amakhadi edebithi ngaphandle kwekhomishini - ngokheshi kuma-ATM, ngokudlulisela imali kuma-akhawunti kwamanye amabhange.
- Oda isitatimende esibonisa konke okwenziwayo ekhadini ngesikhathi sokulawula.
Gada ibhalansi ye-akhawunti yakho kanye nokuthengiselana ngokubuka amabhalansi nemibiko yokwenziwe. Qinisekisa ukuphepha ngokusetha i-PIN futhi uyishintshe uma kunesidingo.

💵Amakhredithi
Ebhange leselula ungathumela izicelo zanoma yimiphi imikhiqizo yesikweletu - amakhadi, imali ebolekwa abathengi kanye nemoto. Kuhlelo lokusebenza uzothola ulwazi: izimo, inzalo, imikhawulo nemibandela, izikhathi ezingenanzalo zamakhadi esikweletu.
- Ulwazi lokufunda mayelana nebhalansi yesikweletu, imigomo yokukhokha, uhlelo lokukhokha kanye namanani abo.
- Yenza izinkokhelo zemalimboleko ngokusebenzisa ibhange le-inthanethi.
- Ukukhokhwa okuphelele noma ingxenye yemali mboleko.
- Oda izitifiketi zokungabi nasikweletu ngemuva kokukhokha imali ebolekiwe.

💰Amadiphozithi nokonga
Uma ufaka ibhange leselula, ungavula amadiphozithi kuwo womabili ama-ruble kanye nemali yangaphandle, futhi wenze ukushintshana kwemali. Ungaqala ngokufunda ulwazi mayelana nemibandela, ukuhoxiswa kanye namathuba okugcwalisa, izinga lenzalo nemibandela yalo, kanye nemithetho yokusebenzisa amadiphozithi. I-Calculator ye-inthanethi iyatholakala ukuze ubale iholo lakho lediphozithi. Ngohlelo lokusebenza unga:
- Vula imali yangaphandle noma idiphozithi ye-ruble, i-akhawunti yokonga ngezimali eziningana.
- Gcwalisa idiphozithi noma ukhiphe imali kancane, uma umkhiqizo wasebhange unikeza inketho enjalo.
- Vumela ukuvuselela okuzenzakalelayo.
- Ukuhoxisa inzalo ngokuhambisana nemibandela yesivumelwano.

⚡Izinkokhelo
Ngokusebenzisa uhlelo lwe-OTP Bank ungakwazi:
- Yenza izinkokhelo ezijwayelekile - zezinsiza, ukuxhumana kweselula, i-inthanethi.
- Khokha izintela nezinhlawulo.
- Khokhela izinsiza zeselula ngaphandle kokukhetha opharetha.
- Yenza izinkokhelo usebenzisa amakhodi e-QR.
- Xhuma ikhadi ukuze ukhokhe kalula ngaphandle kokuthinta ngekhadi ngefoni.
Ukubhanga ku-inthanethi kukuvumela ukuthi usethe izinkokhelo ezizenzakalelayo. Inani elidingekayo lizodonswa ngosuku oludingekayo - kuqedwe ubungozi bokukhohlwa ngenkokhelo ebalulekile. Ungakwazi futhi ukusetha izifanekiso zokukhokha ngokugcwalisa imininingwane edingekayo kusengaphambili.

📱Ungenza ukudluliselwa kwemali kusuka ekhadini kuye ekhadini:
- Phakathi kwamakhadi akho nama-akhawunti.
-Kumakhadi nama-akhawunti amanye amabhange aseRussia.
-Izinkokhelo zitholakala ngaphandle kwekhomishini ngenombolo yocingo.

✅Ukulawula nokuphathwa kwezimali
Ukuze uphathe izimali ngempumelelo, lawula ibhalansi yezimali, futhi uthole ulwazi olunembile mayelana nemali engenayo nezindleko:
- Misa izaziso zokuthengiselana.
- Thola amashejuli wezindleko zezikhathi.
- Hlela ukuthengiselana futhi uhlaziye izinto zezindleko ezinkulu.

Unenkinga noma umbono? Sitshele: online@otpbank.ru, +7 495 775-4-775, 0707 (Izingcingo zamahhala ezivela kumakhalekhukhwini wababhalisile be-Beeline, Megafon, MTS, Tele2).
© 2019-2025 OTP BANK JSC
Ilayisensi ejwayelekile yeBhange LaseRussia No. 2766 yamhla zingama-27 kuNovemba 2014.